Home Insurance

When purchasing a home, you will need to acquire homeowners insurance. In fact, all lenders will require a policy be in force prior to funding the loan. Make sure you have enough coverage, should anything happen. Policies refer to "replacement costs" that may not cover everything.

You should ask your insurance agent a lot of "what if" questions. The deductible amount also plays a big part in setting your premium. Higher deductibles lower the number of claims, and reduce your insurance costs.

Check with your insurance agent for more information on these issues, and any others. If you don't have an insurance agent, we have access to several top-notch agents we can refer you to with confidence. A great online resource can be found right here.

For more information on how you can save money on your next transaction, download our free report called "Eight Insider Tips That Save Buyers Thousands!" This report is offered to all guests.

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Contact Information

Photo of Tammy Mitchell Hines, ABR, CRS, GRI, CDPE, SFR Real Estate
Tammy Mitchell Hines, ABR, CRS, GRI, CDPE, SFR
Tammy Mitchell Hines & Co.
207 N. Main Street, Suite 101
Columbia IL 62236
618-281-HOME (4663)
Fax: 618-281-0346

Tammy Mitchell Hines provides real estate services in Columbia, Illinois and surrounding communities including Alton, Baldwin, Belleville, Breese, Cahokia, Collinsville, Columbia,  Dupo, East Carondelet, East St. Louis, Edwardsville, Ellis Grove, Evansville, Fairview Heights, Freeburg, Fults, Glen Carbon,  Granite City, Hecker, Madison, Maeystown, Marissa, Mascoutah, Millstadt, New Athens, New Baden, O'Fallon, Prairie de Rocher, Red Bud, Renault, Ruma, Shiloh, Smithton, Troy, Valmeyer and Waterloo.   Search for homes in Columbia, Illinois and the surrounding area.  I list and sell residential real estate, investment properties, foreclosures, short sales, vacant land, lots for sale in the Columbia, Illinois area.

Columbia, Waterloo, Valmeyer, Dupo, Millstadt, Freeburg, Smithton, Illinois real estate and homes for sale in Illinois - Tammy Mitchell Hines - REALTOR(R) 

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